Federal student aid rules and FAFSA processes are changing for the 2026–27 academic year. These changes may affect the FAFSA process, federal student loan eligibility, Parent PLUS Loans, Graduate PLUS Loans, borrowing limits and repayment options for some students and families.
SUNY Oswego is monitoring guidance from Federal Student Aid, the U.S. Department of Education, New York State and SUNY. This page will be updated as more information becomes available.
Last updated: June 2026
2026–27 federal student aid changes
The 2026–27 financial aid year may include changes to the FAFSA process, federal student loan eligibility, Parent PLUS Loans, Graduate PLUS Loans and borrowing limits for some students and families.
SUNY Oswego has created a separate page with more detailed information about federal student aid changes for 2026–27, including loan limits, enrollment-level eligibility and current borrower considerations.
Review federal student aid changes for 2026–27
What you should do now
Students and families are encouraged to:
- Complete the FAFSA as soon as it becomes available.
- Monitor your SUNY Oswego email and financial aid portal for updates.
- Review your prior federal loan borrowing at StudentAid.gov
- Contact the SUNY Oswego Financial Aid Office before making borrowing or enrollment decisions based on federal loan availability.
Ask questions early, especially if you rely on Parent PLUS, Graduate PLUS or other federal loans to help cover educational costs.