Health Fee:
What is the mandatory health fee?:
The health fee is required for all students (In-person, Syracuse campus, and online), and is included in your college bill. It helps cover the cost of running Health Services, Counseling Services and wellness programs. These services are available both in-person and online (telemedicine and telecounseling).
Part-time students who are not taking classes during the summer or winter but still want to use Health Services will need to pay a fee. The health fee is based on the number of credit hours a student takes. This is not a pay per visit fee.
For more information and to view the cost of the health fee, please visit The Office of Student Accounts fee descriptions page.
The health fee covers:
- Health Services
- Counseling Services Center
- Health and Alcohol and Other Drug (AOD) Education events
Student Health Insurance:
Health Insurance for Domestic Students:
Starting July 2026, SUNY Oswego does not require students to have health insurance or to submit an insurance waiver. However, students are strongly encouraged to have health insurance to cover the cost of medical care done outside of Health Services (ex: labs, urgent care visits, etc.).
If your insurance does not work in the Oswego area (out of network) or you need help getting Insurance, you can refer to or contact:
- NYS Marketplace
- New York State of Health navigator directory
- Oswego County Opportunities (OCO): 315-312-0888 (option 8 or x1450)
Wendy Phinney, OCO Insurance Navigator: [email protected] - Tom Augostini, Insurance Consultant from Haylor, Freyer & Coon, Inc.
Number: 607-206-0929
Office number: 607-304-9765
Health Insurance for International students:
You must enroll in the SUNY health insurance plan. Visit the International Student and Scholars Services website for more information.
Insurance Questions?
Please reach out to Health Services at 315-312-4100, [email protected]
Billing Information
Lab services (Usually through Labcorp of CNY) will bill your insurance or bill you directly.
If you provide your insurance at your visit, Health Services will send it to the lab for you. You are responsible for:
- Providing your insurance information
- Understanding your insurance coverage
Health Services staff can not determine your co-pays or guarantee what your insurance will cover.
If you have any questions about lab bills, please call Labcorp at 800-845-6167.