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Student Health Insurance

Why Health Insurance is Required

The changing landscape of health care presents challenges for students at SUNY Oswego. To ensure that all full-time graduate and undergraduate students are covered, the university has adopted a mandatory health insurance policy. This policy aims to address the health care needs of students who are not covered by other plans.

To provide coverage, SUNY Oswego has partnered with United Healthcare Student Resources for its Health Insurance Plan. This plan is designed to complement the services available at Health Services and may be a useful option for students who experience challenges using their existing managed care plans in the Oswego area.

Health Insurance Waiver

If you already have health insurance, you can waive the university's health insurance plan. However, this waiver must be submitted annually.

  • Fall Semester Submission: Waiving insurance for the fall semester will also waive it for the spring semester.
  • Deadline: The waiver must be submitted no later than September 15, 2024, to remove the charge for the fall semester.
  • Spring Semester Submission: If you did not waive the insurance in the fall, you can still waive it for the spring semester.
  • Deadline for Spring: The waiver for the spring semester must be submitted by February 15, 2025.

Coverage Period and Billing

  • Coverage Period: Coverage begins on August 1, 2024, and lasts through July 31, 2025.
  • Fall Semester: Full-time undergraduate and graduate students will see the insurance charge on their fall bill. This charge covers August 1, 2024, to December 31, 2024.
  • Spring Semester: If you did not waive the insurance in the fall, the charge for January 1, 2025, to July 31, 2025, will appear on the spring bill.

The Walker Health Fee, which supports Health Services, is separate from the health insurance charge.

Cost Breakdown

  • Annual Cost (2024-2025): $3835
  • Per Semester Cost: $1917.50 per semester

For a full breakdown of fees, or if you have specific questions about the costs, please reach out to us at [email protected].

Things to Consider When Making Your Decision

  • Your family coverage may not go to college with you.
  • Insurance may be needed if a service is not provided at Health Services.
  • You're covered at school, at home, or when you visit friends.
  • It doesn't all end with graduation.
  • The SUNY Oswego Health Insurance Plan is simple and easy to obtain.

Why Choose the SUNY Oswego Health Insurance Plan?

After careful comparison with other options on the market, the SUNY Oswego Health Insurance Plan was selected for its affordability and comprehensive coverage. We believe it provides excellent value for the services it offers.

For more details about the coverage, please visit the health insurance portal below. If you have any questions or concerns about the policy or how it complements the services provided by Health Services, feel free to contact Steve McAfee, Assistant Vice President and Executive Director, at (315) 312-2106.

2024-2025 Student Health Insurance Brochure
2024-2025 Student Health Insurance Certificate of Insurance

Health Insurance Portal